Prepaid Funerals
Lock in Today's Prices
A prepaid funeral means arranging your farewell in advance and paying at today's prices. Your family won't face unexpected costs or difficult decisions during grief — everything is sorted, documented, and financially settled.
What Does Prepaying Your Funeral Mean?
You meet with us, talk through what you'd like, make the choices that feel right, and either pay in full or set up a payment plan. Your money goes into a protected trust account regulated by the Western Australian government. It stays there safely until it's needed — the funeral home can't touch it until your funeral actually takes place.
When the time comes, your family simply calls Greenfields. Everything is already arranged, all decisions have been made by you, and the financial side is completely settled. They can focus on being together and remembering you, rather than worrying about logistics or rising costs.
Why Perth Families Choose Prepaid Plans
Remove the Burden from Your Family
Making funeral decisions while grieving is incredibly difficult. Family members sometimes disagree about what you would have wanted. When you've made the decisions yourself, there's no room for uncertainty or conflict.
Lock in Today's Prices
Funeral costs increase 3–5% each year. A prepaid plan at today's prices means your family will never be asked to pay the difference — no matter how many years pass. The average funeral has increased by over $3,000 in the last decade.
Protect Your Pension
Prepaid funeral funds held in a registered funeral bond are excluded from the Age Pension assets test under Centrelink rules. This means prepaying can actually protect your pension payments. Read more about prepaid and your pension →
Decide at Your Own Pace
Unlike arranging a funeral after a death — where decisions must be made in days — prepaid planning gives you weeks or months to think things through, talk to family, and make choices calmly and clearly.
Prepaid Funeral Pricing — All Inclusive
All prepaid prices include a $395 administration fee for establishing the funeral bond. Funds are held in a regulated trust, protected by law and independent of the funeral home.
Prepaid Direct Cremation
No service or viewing. Transfer, professional care, coffin, all permits, cremation, and return of ashes. The simplest option — your family has nothing to organise.
Prepaid Simple Service
Chapel ceremony, hearse, standard care, basic coffin, and cremation. Your family gathers, shares memories, and says farewell — all pre-arranged by you.
Prepaid Complete Funeral
Premium coffin, cosmetics, $400 flowers, urn allowance, live streaming, and everything included. The most comprehensive option.
How Your Money Is Protected
Regulated Australian funeral bond
Your funds are held in a regulated funeral bond. The funeral home cannot access the money until the funeral takes place.
Protected if the funeral home changes
Because the money is in an independent trust, it is protected if the funeral home changes ownership, is sold, or closes. Your plan stays valid regardless.
Excluded from pension assets test
Prepaid funeral bonds are exempt assets under Centrelink rules. This means the funds do not count toward the Age Pension assets test — prepaying can actually protect your pension payments.
Fully transferable
If you move interstate or to a region not serviced by us, your prepaid plan can be transferred. You are not locked in to Greenfields forever — though we hope you'll stay.
Ready to have a quiet conversation?
We meet you at your home, at our facility, or wherever is comfortable. No pressure, no obligation — just honest answers about your options.
Call 1300 69 79 89More About Planning Ahead
Prepaid & Your Pension
How prepaid affects Age Pension.
Insurance vs Prepaid
Which option is better for you?
What to Expect
Your first prepaid visit explained.
Having the Conversation
How to talk about funeral wishes.
Funeral Planners
Download a funeral planning guide.
Cremation Costs 2026
Current at-need pricing.
No pressure, no obligation
Kylie and Ann are happy to answer questions about prepaid plans any time. Call, email, or request a home visit.